Write Your Own Paycheck. The Entrepreneur is You!

Here is an option to listen as this content was the topic of our Debt Free Wealth Radio show:

Time has a publication called Moneyland. Financial Insights from your wallet to Wall Street.  The following are excerpts from a Feb 17 article titled The End of the Full-Time Salaried Job  in 1997 “there were approximately 25 million “free agents” in the U.S. A free agent, [ ] Free agents are also referred to as contract workers, consultants and freelancers. They don’t receive health care benefits, unemployment insurance or collective-bargaining rights. [ ]  In 2011, Kelly Services found that the number of free agents had grown to 44 million Americans [ ] In 2009, companies hired 28% more freelancers, and now in 2012, they are hiring 36% more, reports CareerBuilder. John Challenger, the CEO of Challenger, Gray & Christmas, says that “another benefit of hiring freelancers is that during slow periods, [companies] don’t have to hold onto them.” Companies are moving toward a “hire at will” recruiting strategy and away from a “hire for life” one.  [ ] Recently, a study by MBO Partners projected that there could be 70 million free agents by 2020″.

According to the Bureau of Labor Statistics, within the US Department of Labor unemployment level was at 13,747,000 for 2011 and the Employment-Population Ratio:  was 58.5% in Jan 2012.  Bear in mind, this department only tracks those who are collecting unemployment benefits – so for those who no longer qualify or never applied, it stands to reason, that the situation is much worse than they report.

So with national statistics indicating that more than 40 million people are now involved in a home-based business;  Part-time, or full-time, the home-based business is gaining momentum as a solid strategy for supplementing or replacing a paycheck. The writing is on the wall.  You can either prepare now to learn how to be a free agent and earn your income in the ‘hire at will’ world, or join the growing pool who still think they will be among the few hired in a ‘hire for life’ opportunity.

Amazingly, Wall Street and main street is agreeing.  Watch this video to see excerpts from names like Warren Buffet, Donald Trump, Suzi Orman and more:

The term Direct Selling, used in the video is a more palatable term than multi-level-marketing MLM, but it is the same thing.  According to Wikipedia “the salespeople are expected to sell products directly to consumers by means of relationship referrals and word of mouthmarketing.[1] Some people use “direct selling” as a name for MLM, although MLM is only one type of direct selling“.

My friend Shandra had a cute post on her Facebook wall this morning it read:  “dear Optimist, pessimist, and realist, while you guys were busy arguing about the glass of water, I drank it,  Sincerely the Opportunist.”

My father-in-law remembers when the acreage that eventually became the site for Tampa’s University of South Florida was available for sale at $100/acre.  He passed on the opportunity to buy it then, and 50 years later, it is still one of the stories you will hear his share about how he could have, should have, but didn’t.

Are you an optimist, pessimist or realist?  Or are you the opportunist?  Can you recognize an opportunity when it is right before your eyes?

Apart from the occasional temporary part-time jobs I have had, since 1999 I have personally not been on anyone’s payroll.  I had an Executive position with an international airline when I resigned to marry my soul mate and relocate to Tampa,Florida.  I signed on with some temp agencies as I networked in my new town with a plan to find a job, but when my husband and I started discussing children.  after calculating the salary a job would need to pay me so as to take care of daycare expenses, work clothing, meals on the go, gas and vehicle maintenance, I decided rather than start and quit a new job, let us plan to create a lifestyle and budget where we lived on just one income – his, and I would explore doing something from home so I could supplement our lifestyle and still play mommy on a full-time basis.

So I am not a stay-at-home mom.  I am a work-from-home mom.  I generate an income while enjoying a flexible lifestyle. I rarely ever get stuck in traffic, I am at the gym when many are hard at work,  and because everything goes on my planner at my convenience within my schedule, my stress level is whatever I allow it to be. Personally, I love being busy and buzzy, so I am technically always working.  I prepare for my Debt Free Radio show, I write content for my blogs, I contact new prospects and follow-up on leads generated by my website, I head out to clients and meetings, and trainings. I have a full and busy work-life even though I work from home. I can tell you, the biggest challenge I have had with the decision to write my own paycheck – is to convince my family and friends that I am indeed working.  I had to be vigilant to hold my ground while I trained them to understand that I cannot just spend 40 minutes chatting about dinner because I am busy and have work to do.

The other benefit I enjoy is the ability to pursue my passion.  Work does not feel like work when it is all about something that gets your juices flowing. if you have been following this show, then you would know that Debt Free Wealth is not just a Radio show, Debt Free Wealth is a non-profit money education organization that helps those who desire it, delete debt, build wealth and protect family assets, and in addition to the money education, there are resources available to help accomplish those same goals.  So there are multiple income streams that feed into accomplishing this that clients have the option of participating in.  For example, to help you delete debt, we are affiliates of an Equifax program that generates a fast pay plan to crush the debt that payoff at minimum payments would take normally take decades.  To help build wealth, we partner with turn-key opportunities that cost under $1000 for start-up but have proven to generate wealth for those involved.  To help protect assets, we are affiliates for various insurance programs, gun and small size safes, and programs to help you design Trusts and wills and more.

So, let me share some income opportunities that you could consider as part-time income.

The first is becoming a CPR and safety instructor.  because OSHA mandates that every organization meet minimum safety standards, several organizations also have additional mandates to have a certain percentage of their staff certified in CPR, first aid and other courses.  Daycare and adult living facilities, most health care services, the fitness industry, construction, even fiber optics installation and more need this.  CPR training is always done on appointment and usually  those appointments are set outside of the normal work day.  So anyone with a job can easily take an occasional appointment to teach a safety class and earn extra money.  since fees vary from state to state and city to city, earnings of course will vary. last night I taught a few ladies in a daycare CPR and first aid and walked away with $520 for a few hours of work.  I teach the CPR instructor course and I have had students come from all over the United States and even the Caribbean to learn how to become a CPR and safety instructor.  since my rate is $275 or less, depending on the academic background of the student, one CPR class would have paid back for that and still put money in your pocket.  if you job currently requires staff to have this training, then you have a built-in clients.  if you have an interest in becoming a CPR instructor, visit my website healthcoachplus.com to learn more.

Another business opportunity to consider is selling gold and silver.  Now this opportunity is not as readily appealing to as teaching CPR because gold and silver is within itself an exclusive category.  outside of owning jewelry, the average worker, parent, or business owner would not look for, nor imagine themselves as gold and silver investors.  So I will tell you, those considering this business opportunity will be those with an open mind to becoming wealthy themselves.  those with a wealth mindset will not fall into the zone of average.  Wealth is not average.  There are many people who do not currently have wealth, but truly seek it – you will be open to hearing about this.  Poor people who wish for wealth but never look for ways or change their behaviors to move toward becoming wealthy will not be open to this opportunity.  That is fine.  So this is not about an opportunity for people who are already wealthy.  if you are already wealthy, then gold and silver can only support and enhance your wealth.  if you are pursuing wealth, looking for ways to become wealthy then listen up.

The gold and silver business opportunity is actually even CHEAPER to start-up than becoming a CPR instructor – can you believe that?  While it may cost only $275 or less to learn how to be an instructor, unless you represent a training center, to set up your own CPR business also requires buying manikins and other consumable supplies.  The cost of manikins, training cards and more will be more than the $495 needed to own your own gold and silver business.   think of any jewelry store you have ever been in. Now imagine how much money that owner had to spend to put all those items in the shelves for you to look at.  Well for $495, and this is the price as of today doing this show – for $495 you can have an online store with a full range of inventory without spending one dollar to have that inventory there.  No rental fees for a brick and mortar store front, no security fees to protect your store, no utility bills to keep the lights on – yet for $495 you can have a fully stocked online store, a back office to track all your business and customer leads, you get training to make your business successful and you have access to leadership that wants to help you be more successful.  Now top that with the fact that there is a gold rush going on around us.  You don’t even have to be very observant to note that every street corner, several internet pop up ads, and more are begging you to let them buy your gold.  Why?  Well the people wanting to buy gold are wealthy and want more wealth.  They know that having more and more gold will make them more wealthy and they are hoping that you will actually part with your mother’s wedding band that she left you at her passing.  You will walk away with a nice payout, but not enough for you to even buy back that piece.  People are buying gold and silver, and anyone with a mindset to become wealthy will consider buying gold and silver.  here is your opportunity to jump into the very sexy gold and silver business for less than the price of a basic desk top computer.  not only will you create a side income, but how cool is it to say to your friends and family that you sell gold and silver?  For more on this opportunity, visit goldandsilverbizopp.com

Not interested in teaching CPR or selling gold and silver?

Well how about wellness products?  The health and wellness industry is huge, and for many, it is an area they can get passionate about!  Personally, I don’t find it difficult to add to my life because when I entertain prospects at private business receptions, I have to feed them anyway.  I figured, I could also make extra money feeding them products from my wellness store and opening up that business opportunity to those who might prefer going into health and wellness.

There are so many turnkey business opportunities out there. Now, I applaud the person with a talent who decides to start a business from scratch.   I have successfully done that, but I can assure you, compared to being involved with turn-key business opportunities, the start from scratch is far more expensive in the long run, far more time-consuming, and you need to figure every aspect of that business out and reinvent many wheels.  whenever possible, look for a turn-key operation that matches or builds on your talent and interest for a win-win.  For example, Debt Free Wealth Building Corp is a start from scratch concept, however, to escalate functionality and services, I tapped into many turn-key systems to allow me to maximize my time.  Debt Free Wealth Radio for example, tapped into a radio show system.  To create our website I tapped into a website system.  To handle client queries I tapped into a marketing and follow up customer service system.

Some of the resources offered to clients who want to delete debt, build wealth and protect assets are simply resources from turn-key systems I have tapped into.  There is no way one person could effectively and quickly create a business from scratch and have all these systems in place quickly and affordably except to tap into turn-key resources.  That is what this is all about guys.

Write your own paycheck.  You can and SHOULD be an entrepreneur.  There are many benefits to having your own business.  those of you who have filed your taxes or are getting ready to file would have so many more deductions and keep so many more dollars in your wallet if you did have a business. There are many more benefits, and we have covered some of them before in other shows so please visit Debt Free Wealth Radio show archives and listen in to some of our other shows recorded earlier.