By Brad Harper, Montgomery Advertiser, Ala. McClatchy-Tribune Information Services
July 28–When Lucy McInnis’ “sweetheart” died in 2010, the car he had been paying off as a gift for her turned into another monthly bill. Retired and on a fixed budget, she never missed a payment but “it was really hard,” she said.
So last month she went to her longtime local bank for a loan, part of a surge in Montgomery-area residents...
